Image source:

Investment this pandemic? Owning your own humble abode is still one of the bests to consider.

If you have some extra from your small business or your monthly salary, better grab a chance to get a house and lot that can be acquired through different available financial assistance options (there are lots to choose from now!). Better start now and early to have a worry-free future.

As mentioned on my previous real estate tip blog, if you are looking for a ‘probinsya’ vibes city living, properties in Metro Manila is not a recommendation. Looking at Visayas, you may want to consider property investment in Bohol, Leyte, Samar and of course Bacolod. Surely your dream living will be achieved – 100%.

I discussed on my previous blog how it is ideal to get your own property in Isabela and some tips to find a cost efficient property. You may click here to find out more. This blog, moreover, will give you the reasons why you should start your own house and lot investment, preferably in the City of Smiles- Bacolod.

There are countless of advantages of owning a house and lot, here are some notable points for me:

  1. Control over everything – construction, interior design, etc., all decisions (big or small) will be coming from you
  2. This, definitely, can elevate your lifestyle (no more monthly rent!)
  3. You can enjoy further privacy and security 
  4. This definitely create property equity- property value could go higher and higher as years pass
  5. Living a happy and worry-free life –  a dream for everyone

Considering Bacolod : One of the Best Locations to Settle

Bacolod is the capital province of Negros Occidental and a 1st class highly urbanized city in the region of Western Visayas. Tagged as the ‘City of Smiles’ for being relatively friendly and where the world-renowned Masskara Festival happens every year. Furthermore, this is where you will find  famous local and yummy delicacies like the Piaya and the Chicken Inasal.  

In addition, the city also values culture and heritage. Museums and old structures are always part of their tourist attraction- the Ruins, Negros Museum, Balay Negrense and many others, your eyes will surely be satisfied with the beauty of old Bacolod.

In terms of infrastructure,  the city continuously build and develop properties that will make the life of the people easy and convenient. Housing is one of the many developments you will see in the central part of Bacolod. If you’re planning to do property investment in Bacolod , you better  take a look at this property I saw which is not only affordable but also very cost efficient considering the quality it brings.

An Ideal Real Estate Brand for you

Lumina Homes, Vista Land’s affordable housing arm and a national housing player, is giving homeseekers more reason to be happy as it sets out with a bigger development on the east side of the City of Smiles, Bacolod.

Lumina Bacolod

Its rustic charm and colorful culture never cease to attract tourists, but what’s more wonderful is how the city seamlessly merges its natural beauty with its flourishing commercial landscape. Today, Bacolod is an upcoming investment hub with a booming BPO industry and major real estate developers settling in.

According to Business Mirror , Lumina Homes was among the firsts to acknowledge Bacolod’s growing potential as it opened its very first house and lot development in the city, Lumina Bacolod East, which is located in Barangay Vista Alegre. The 35-hectare development offered about 4,000 house and lots, and was officially sold out in just two years.

Spend Quality Time with your Family at any of the Lumina Properties


Lumina homes are built of high-quality materials and cost from Php 500,000 to Php 1,700,000. If qualified by Pag-IBIG Fund as a “low-income earner,” a buyer can pay for as little as Php 1,898 a month at 3% interest for a brand new home in a safe and secure Lumina community.

How to avail?

Kababayans here and abroad can avail themselves of a Lumina house and lot through different online reservation methods that would make it easier for them to own their safe place—a home that is their own, whether in Luzon, Visayas, or Mindanao.

Collaboration? Contact me!  
IG: @ricunlimited 

Leave a Reply

%d bloggers like this: